Ever wondered how your money compares to other currencies around the world? 
Let’s break it down in simple terms so even a 4th grader can understand! Here’s what’s happening with the top 15 currencies based on the Bangko Sentral ng Pilipinas (BSP) exchange rates for March 28, 2025.
1. US Dollar (USD) – 
The King of Currencies
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$1 = PHP 57.53
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The US Dollar is the most powerful currency in the world, used in almost every country for trade. It remains stable and strong.
2. Japanese Yen (JPY) – 
A Tiny but Mighty Currency
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¥1 = PHP 0.38
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The Yen is worth less than a peso, but don’t be fooled! Japan’s economy is huge, and ¥100 could buy a small snack in Tokyo.
3. British Pound (GBP) – 
The Expensive One
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£1 = PHP 74.54
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The Pound is one of the strongest currencies in the world. It’s more expensive than the US Dollar, meaning you’d need more pesos to buy one.
4. Hong Kong Dollar (HKD) – 
The Asian Trade Giant
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HK$1 = PHP 7.39
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Hong Kong’s currency is closely linked to the US Dollar, which keeps it stable for global trade.
5. Swiss Franc (CHF) – 
The Safe Haven
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CHF 1 = PHP 65.23
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The Swiss Franc is known for its stability. Many people invest in Swiss banks when the global economy is unstable.
6. Canadian Dollar (CAD) – 
The Oil-Backed Currency
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CAD 1 = PHP 40.22
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Canada’s economy depends a lot on oil prices. If oil prices go up, the Canadian Dollar gets stronger.
7. Singapore Dollar (SGD) – 
The Smart Economy
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SGD 1 = PHP 42.95
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Singapore is a small country, but its currency is one of the strongest in Asia due to its booming economy.
8. Australian Dollar (AUD) – 
The Gold-Linked Dollar
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AUD 1 = PHP 36.25
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Australia’s economy depends on gold and natural resources. If gold prices rise, the AUD gets stronger.
9. Bahraini Dinar (BHD) – 
The Super Expensive One
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BHD 1 = PHP 152.66
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The Bahraini Dinar is one of the highest-valued currencies in the world. Even one dinar is worth more than 150 pesos!
10. Kuwaiti Dinar (KWD) – 
The Mystery Currency
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No exchange rate available today
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The Kuwaiti Dinar is usually the most expensive currency in the world, thanks to its oil-rich economy.
11. Saudi Riyal (SAR) – 
The OFW Favorite
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SAR 1 = PHP 15.34
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Many Filipino workers in Saudi Arabia send Riyals back home. Its value is stable because it is tied to the US Dollar.
12. Brunei Dollar (BND) – 
Small but Strong
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BND 1 = PHP 42.79
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Brunei’s currency is tied to the Singapore Dollar, making it just as strong.
13. Indonesian Rupiah (IDR) – 
The Weakest in the List
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IDR 1 = PHP 0.0035
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The Rupiah has a very low value, meaning thousands of Rupiah are needed to buy even basic items.
14. Thai Baht (THB) – 
Southeast Asia’s Strong Currency
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THB 1 = PHP 1.70
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The Baht is stronger than the Philippine Peso because Thailand’s economy is growing fast.
15. UAE Dirham (AED) – 
OFW’s Hard-Earned Money
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AED 1 = PHP 15.66
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Many Filipino workers in Dubai and Abu Dhabi send Dirhams home, making it one of the most important currencies for the Philippines.
What Else is Happening in the Market?
Peso vs. Dollar:
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Buying Rate: PHP 57.10
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Selling Rate: PHP 57.60
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Reference Rate: PHP 57.35
Gold Price: $3,058.25 per ounce
Silver Price: $34.40 per ounce
Gold is super expensive right now! If you invested in gold a few years ago, you’re making big money today.
What Does This Mean for You?
If you earn in dollars, pounds, or dinars → You’re lucky! The exchange rate is high, so you get more pesos when you send money home.
If you buy imported goods → Expect to pay more. Since the peso is weaker than the US Dollar, imported products like gadgets, clothes, and even fuel cost more.
If you’re an OFW → Your remittances are valuable! Families receiving money from overseas workers will get more pesos for every dollar, riyal, or dirham sent home.
Final Thoughts
Currency values change every day based on how strong a country’s economy is. Right now, the US Dollar remains the king, while oil-rich countries like Bahrain and Kuwait have super expensive currencies.
